Nidhi Company Registration in India
Start your own NBFC-like company with ease and full legal support!
Get your Nidhi Company registered online in just a few simple steps. Enjoy benefits like secured savings, lending among members, and minimal compliance requirements.
- Expert Guidance
- No Hidden Charges
- Dedicated Support
- 100% Online Process
- Startups & Small Businesses Welcome
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What is Nidhi Company Registration?
A Nidhi Company is a type of NBFC recognized under Section 406 of the Companies Act, 2013. It is formed with the primary purpose of cultivating the habit of thrift, savings, and financial assistance among its members. The word “Nidhi” means treasure in Sanskrit, which perfectly reflects the company’s mission.
Unlike other NBFCs, a Nidhi Company cannot deal with the public – it operates only for the benefit of its registered members.
Why is Nidhi Company Registration Important?
Enables Accurate
You’ll know exactly how much money is coming in and going out — which helps in controlling unnecessary costs and increasing profitability.
100% Compliance
We ensure your filings are accurate and comply with the latest tax rules.
Avoid Penalties
Missing deadlines can result in hefty fines, interest, or legal complications.
Credibility
Having proper registrations and filings shows that your business is legit, organized, and trustworthy.
Benefits of Nidhi Company Registration
Here are the key benefits that apply across all services:
1. 100% Online & Hassle-Free
Get your service done without visiting any office — just upload documents, and we take care of the rest.
2. Expert Handling by Professionals
All tasks are managed by qualified CAs, CSs, and legal experts with years of experience in tax, compliance, and business law.
3. Data Security & Confidentiality
Your personal and business documents are protected with industry-standard encryption and strict confidentiality protocols.
4. Accurate & Compliant Filings
Avoid errors, delays, and rejections. Our experts ensure filings are always accurate and meet the latest government norms.
5. Dedicated Customer Support
Need help? Get assistance via phone, WhatsApp, or email at every step — from consultation to final delivery.
6. End-to-End Service Coverage
We handle everything — documentation, portal login, application, approval, filing, and post-filing support.
7. Fast Turnaround Time
Most services are processed and delivered within a few business days — helping you stay ahead on compliance deadlines.
8. Transparent & Affordable Pricing
No hidden fees. Choose from clearly defined pricing plans that suit startups, freelancers, and growing businesses.
Pre-requisites for Nidhi Company Registration
1. Basic business details (name, type, activity)
2. PAN of applicant or business entity
3. Valid Aadhaar or other government-issued ID
4. Active mobile number and email ID
5. Access to relevant government portals (GST, PF, ESIC, MCA, etc.)
6. Digital Signature (DSC), if service requires it
7. Financial inputs (sales, salary, expenses, invoices, etc.) — service-specific
8. Authorized signatory information (if applicable)
Documents Required
- PAN card of individual/business
- Aadhaar card or government ID of applicant
- Recent passport-size photo (if applicable)
- Business address proof (utility bill, rent agreement, NOC)
- Nature of Payment (e.g., salary, contractor fee, rent, etc.)
- Cancelled cheque or recent bank statement
- Certificate of Incorporation / Partnership Deed / MoA & AoA
- Salary sheet, sales/purchase invoices, expense summary (if needed)
- Login credentials
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Common Questions
Most Popular Questions
A Nidhi Company is a type of Non-Banking Financial Company (NBFC) that is formed to promote savings and lending among its members only. It operates on the principle of mutual benefit and is regulated by the Ministry of Corporate Affairs (MCA), not the RBI.
A minimum of 7 members is required to form a Nidhi Company, out of which 3 must be directors. All members must be Indian citizens.
No, RBI approval is not needed. However, the company must comply with the rules and guidelines issued by the MCA under the Companies Act, 2013.
A Nidhi Company can accept deposits from and provide loans to its registered members only. It cannot deal with the general public or offer services like chit funds, insurance, or investment schemes.
The registration process typically takes around 10 to 15 working days, provided all documents are in order and there are no delays from the MCA.
After the registration of a Nidhi Company, there are certain mandatory post-incorporation compliances that must be fulfilled within one year. The company is required to have a minimum of 200 members, and it must maintain a Net Owned Fund (NOF) of at least ₹10 lakhs.
No, a Nidhi Company is not allowed to deal in securities, mutual funds, insurance, or any speculative business. Its operations are strictly limited to member-based savings and lending.
PAN Card and Aadhaar Card of all directors
Passport-size photographs
Address proof (electricity bill or bank statement)
Registered office address proof and NOC from the owner (if rented)